High Risk Insurance Agency offers commercial high risk Big Rig truck and business auto insurance. We insure small and large fleets.
Get a no obligation commercial high risk auto or big rig truck insurance quote request submitted by using our super easy form below. It’ll only take a couple of minutes to complete. We don’t ask every question about your business at this point because every customer is different and has unique needs. We just need enough information to assist you at this point. When we find coverage for you we will need more detailed information to bind coverage. We offer much more policy types than just trucking, such as contractors, construction vehicles, NEMT’s, ambulances with light and sirens, couriers and much much more.
Commercial High Risk Auto – Truck – NEMT Insurance Coverage’s.
Our super easy high risk fleet truck insurance, Bus Insurance or business auto including Fleet NEMT with one year or more experience and Paratransit quote form is below or call (833) 220-1321.
We are the commercial high risk truck insurance agency with transportation risk specialists that offer caring understanding support and advice. We insure single owner operators to large multi-state fleets of commercial trucking accounts. We also insure para-transit, NEMT and emergency medical transportation.
Commercial auto liability coverage provides protection for any business-owned or leased commercial vehicle. Policies usually include collision and damage coverage as well as coverage for property and personal damage to others. Just like you need auto insurance for your own car, you need business or commercial auto insurance to cover your business-owned or leased vehicles. If you, or any of your employees have an accident in your business’s car, you may be liable for bodily injuries, lost wages or any damage caused.
Typical commercial high risk commercial and business auto – commercial truck insurance coverage’s includes:
Bodily Injury Liability – Coverage for damages that involve bodily injury to others for which you become responsible under law.
High Risk Business Auto Insurance Property Damage Liability – Coverage for damage to property of others for which you become responsible under law.
Medical Payments – Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.
Personal Injury Protection – Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.
Other Higher Risk Commercial Auto Insurance coverage that may be obtained include:
Comprehensive – Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.
Collision – Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.
Uninsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.
Underinsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.
Additional Expense – Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.
Hired Auto Liability Coverage – Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.
Hired Auto Physical Damage – Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insured’s business.
Employer’s Non-Ownership Liability – Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.
Motor truck cargo coverage is available as a package or standalone coverage just like physical damage coverage’s.
Auto physical damage, hired & non-owned, motor truck cargo, terminal operations, excess coverage available.
Call for General liability, snow removal, special events liability, liquor liability, product liability, assault & battery, parades & fireworks liability, watercraft, sexual abuse & molestation, excess coverage available.
COMMERCIAL PROPERTY/INLAND MARINE
Contact us for Builder’s risk, jewelers block, optional theft coverage, equipment floaters, basic, broad, special form coverage’s, vacant property, building, land, wind & earthquake, deductible buyback, excess coverage available.
Grab your DOT# or MC# and view your company profile on the FMCSA SAFER website.
If you landed on this page and need preferred or regular commercial truck insurance please visit Truck Insurance Markets for quick help and expert service.
We offer quick help for big rig fleet trucking, NEMT’s, business auto fleets and more (833) 220-1321.
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