Get a no obligation High Risk Insurance Agency quote request submitted by clicking on the type of quote that you need on the menu.
It’ll only take a couple of minutes to complete. We don’t ask every question about you or your business at this point because every customer is different and has unique needs. We just need enough information to assist you at this point. When High Risk Insurance Agency finds coverage for you we will need more detailed information to bind the coverage. We treat everyone the same from preferred to high risk customers because you deserve it!
Get your own personalized High Risk Insurance Agency personal auto insurance quote started.
Use our easy personal or commercial insurance quoting system for for help with Aviation – Business Auto – Commercial Trucking – Commercial Liability – Commercial Property & Inland Marine – Construction/Service Contractors Garage Liability & Towing – Healthcare Services – NEMT – Personal Lines – Professional Liability – Special Events and Recreation Wrongful Acts – Transportation.
We will be adding several other states and broadening our services and products.
Here is a partial listing of unique risk exposure business types that find coverage with High Risk Insurance Agency:
•Charter, Sightseeing & Tour Buses
•Shuttle Buses
•Limousines & Town cars
•Stretch Limousines
•Luxury Sedans/SUVs
•Shuttle Vans used for airport, employee transport or hotel & parking facilities
•Taxi (Rates are way too high)
•Church Bus, Charter Bus, Hotel Shuttle, Group Homes, School Buses, Limousines,
Kiddie Transports, Day Care Vehicles, Head Start Programs, Sightseeing Buses,
Wilderness Expeditions, Social Service Vehicles
•Commercial Trucking including tow trucks, logging, distributors, contractors vehicles, petroleum haulers, concession trucks, and auto haulers
•Public transportation including limos, church buses, charter buses, social service, daycare, party buses, wilderness expedition, and private school buses
•Special transportation including driver training vehicles, ambulances, security vehicles, and daily auto rental.
Ambulette & Ambulance:
•Non-Emergency Medical Transport, Emergency, Medical, Social Service, Paratransit, Handicap, Van & Bus Mobility
-ATV-
-Boat/Watercraft-
-Commercial Rental Mobile Home-
-Dune Buggy-
-Dwelling Fire-
-Homeowners-
-Manufactured Home-
-Mobile Home-
-Motor Home-
-Motorcycle-
-Off-Road Motorcycle-
-Personal Watercraft –
-Pontoon-
-Rental and Landlord Mobile Home-
-Rental and Landlord Specialty Dwelling-
-Scooter/Moped-
-Snowmobile-
-Specialty Dwelling-
-Travel Trailer-
-Vacant Mobile Home-
-EPLI-
-Directors & Officers-
-Errors and Omissions
COMMERCIAL LIABILITY
General liability, snow removal, special events liability, liquor liability, product liability, assault & battery, parades & fireworks liability, watercraft, sexual abuse & molestation, excess coverage available.
COMMERCIAL PROPERTY/INLAND MARINE
Builder’s risk, jewelers block, optional theft coverage, equipment floaters, basic, broad, special form coverage’s, vacant property, building, land, wind & earthquake, deductible buyback, excess coverage available.
High Risk Insurance Agencies in the USA
High risk insurance is a form of specialized insurance designed to cover individuals and businesses with higher than average risk profiles. High risk insurance is often needed for individuals or businesses with a higher probability of experiencing a claim, such as those in dangerous occupations, businesses with a high rate of claims, or those who have a history of multiple claims. High risk insurance agencies are specialized firms that specialize in providing such coverage. These agencies provide coverage to individuals and businesses that would otherwise be unable to obtain coverage through traditional insurance companies.
High risk insurance agencies are a vital part of the financial services industry in the United States. These firms provide coverage to those who are unable to obtain coverage through traditional insurance companies, thereby providing an essential service to those who otherwise would not be able to obtain insurance.
In order to better understand the role of high risk insurance agencies in the United States, it is important to first understand the types of insurance policies that they provide and the types of risks that they cover. High risk insurance policies are typically divided into two main categories: property and casualty insurance and liability insurance.
Property and casualty insurance is designed to cover physical assets, such as buildings and equipment, from damage or destruction. This type of insurance is often necessary for businesses that have a high risk of experiencing a claim, such as those in dangerous occupations or those that have a high rate of claims. Liability insurance, on the other hand, is designed to cover legal and financial risks associated with the operations of a business. This type of insurance is often necessary for businesses that are more likely to be sued, such as those that offer high-risk services or products.
High risk insurance agencies are able to provide coverage to those who would otherwise be unable to obtain coverage through traditional insurance companies. These agencies are able to provide coverage to individuals and businesses who have a higher risk profile, and they are able to do so in a cost-effective manner. This is because high risk insurance agencies are able to assess the risk profiles of the individuals and businesses they are insuring, and they are able to offer coverage at a discounted rate.
In addition to providing coverage to those who would otherwise be unable to obtain coverage through traditional insurance companies, high risk insurance agencies are also able to provide specialized coverage to those who have a higher risk profile. This specialized coverage can include coverage for hazardous activities or activities that are more likely to result in claims. For example, high risk insurance agencies may provide coverage for activities such as skydiving, bungee jumping, or hunting.
High risk insurance agencies are an essential part of the financial services industry in the United States. These firms provide coverage to those who are unable to obtain coverage through traditional insurance companies, thereby providing an essential service to those who otherwise would not be able to obtain insurance. High risk insurance agencies are also able to provide specialized coverage to those who have a higher risk profile, and they are able to do so in a cost-effective manner. As such, high risk insurance agencies play an important role in the financial services industry in the United States, and they are an essential part of ensuring that individuals and businesses are able to obtain the coverage they need.
Some policies depending upon the state may be placed with Commercial Insurance Agencies, a multi-state commercial auto & big rig trucking insurance specialty company.